Meet the 2026 Endeavor Nigeria Outliers

Across emerging markets, some of the most transformative companies are not just building businesses — they are rebuilding broken systems. From financial inclusion and payments to mobility and cross-border commerce, these founders are tackling foundational challenges that shape how people live, work, and move capital across the world.

The Outliers are the top 10% of Endeavor Entrepreneurs — companies that have reached meaningful scale while continuing to push the boundaries of what is possible in their markets. They are category-defining businesses, built from Africa and for the world, turning structural gaps into global opportunity.

This is a spotlight on the Nigerian companies shaping that story.

Flutterwave

Entrepreneurs: Olugbenga ‘GB’ Agboola & Ife Orioke
Endeavor Office: Nigeria

Across Africa, fragmented payment systems have long made it difficult for businesses to move money seamlessly across borders and currencies, limiting the scale of digital commerce on the continent.

GB Agboola co-founded Flutterwave to solve this infrastructure gap by building a unified payments platform that enables global and local businesses to accept and process payments across Africa with ease. What began as a payments API has evolved into one of Africa’s most important financial infrastructure companies, powering transactions for global merchants and leading digital platforms operating across the continent.

Today, Flutterwave supports payments across multiple countries and currencies, enabling businesses from startups to global enterprises to scale across African markets through a single integration layer. The company has become a foundational payments infrastructure provider for Africa’s digital economy, helping unlock cross-border commerce at scale.

Flutterwave was selected as an Endeavor Entrepreneur in 2016 and remains one of Africa’s defining fintech infrastructure companies.

LemFi

Entrepreneur: Ridwan Olalere
Endeavor Office: Nigeria

People from the African diaspora send billions of dollars in remittances back home each year, yet for a long time, sending money across borders remained expensive, slow, and dependent on fragmented intermediaries.

Ridwan Olalere built LemFi to reimagine cross-border payments for immigrant and diaspora communities, creating a reliable and low-cost way to send money directly into recipients’ preferred accounts and payment methods. Drawing from his experience building payment infrastructure at Flutterwave, Ridwan set out to design a system that prioritizes speed, trust, and accessibility on a global scale.

Since its founding in 2021, LemFi has grown rapidly across diaspora communities in Europe, North America, and beyond, enabling millions of users to send money to emerging markets across Africa and Asia. The platform has become a key financial bridge between diaspora communities and their home countries, modernizing remittance flows for a new generation.

Riwdwan was selected as an Endeavor Entrepreneur in 2024 and became an Outlier in 2025.

Moniepoint

Entrepreneurs: Tosin Eniolorunda & Felix Ike
Endeavor Office: Nigeria

Across Nigeria and much of Sub-Saharan Africa, millions of individuals and small businesses remain underserved by traditional banking infrastructure, even as agency banking has become a critical bridge to financial inclusion.

Tosin Eniolorunda and Felix Ike founded TeamApt to close this gap by building infrastructure that enables everyday financial access for underserved communities. Their flagship product, Moniepoint, has become one of Africa’s most widely adopted business banking platforms, powering payments, deposits, withdrawals, transfers, and financial operations for small businesses across Nigeria.

What began as an agency banking solution has evolved into a full-stack business banking and financial infrastructure platform, supporting hundreds of thousands of agents and SMEs nationwide and processing large-scale transaction volumes across the informal economy. Moniepoint has become a core operating system for small business finance in Nigeria and continues expanding its financial services ecosystem.

Tosin and Felix were selected as Endeavour Entrepreneurs in 2021 (as TeamApt) and remain one of Nigeria’s most important fintech scale-up stories.

Moove

Entrepreneur: Ladi Delano
Endeavor Offices: Nigeria & UAE

Access to mobility remains one of the most significant barriers to economic opportunity in emerging markets, where many aspiring drivers are unable to access the financing needed to own or operate vehicles on ride-hailing platforms.

Ladi Delano co-founded Moove to solve this structural gap by building a mobility financing and infrastructure platform that enables drivers to access vehicles and generate income through asset-backed ownership models. What began as a solution for ride-hailing vehicle access has evolved into a global mobility infrastructure company supporting fleet financing, fleet-as-a-service, and large-scale mobility operations.

Today, Moove operates across Africa, the Middle East, Europe, Asia, Latin America, and the United States, powering tens of thousands of vehicles for leading mobility platforms. The company has become a critical infrastructure layer for the global gig economy, enabling supply for platforms such as Uber and Waymo, while expanding into autonomous and AI-driven mobility systems.

Ladi was selected as an Endeavor Entrepreneur in 2025 and continues to redefine mobility financing as foundational infrastructure for workforce participation in the modern economy.

Paga

Entrepreneurs: Tayo Oviosu & Jay Alabraba
Endeavor Office: Nigeria

Despite growing digital adoption, cash continues to dominate everyday transactions across Africa, and millions of people remain excluded from formal financial systems that limit how they can send, receive, and store money.

Tayo Oviosu founded Paga in 2009 to solve this gap by building a simple, scalable way for anyone to access and use money digitally. What began as a mobile payments platform has evolved into one of Nigeria’s foundational financial infrastructure companies, enabling individuals and businesses to move money seamlessly across digital and physical channels.

Over time, Paga has built one of the country’s largest agent networks, bringing financial services closer to underserved communities and powering millions of transactions across individuals and SMEs. The company has also expanded beyond Nigeria, extending its footprint into the United States to serve diaspora users and cross-border financial flows, while deepening global interoperability through partnerships including PayPal, further strengthening its role in connecting African markets to the global financial system.

Tayo and Jay were selected as Endeavor Entrepreneurs in 2018 and remain one of Nigeria’s earliest large-scale fintech infrastructure companies, driving financial inclusion across the continent.